Capitalized terms have the same meaning as given in the Cardholder Agreement unless otherwise specified herein. The Cardholder Agreement also applies to your use of Ingo, INCLUDING THE PROVISION WHICH PROVIDES FOR BINDING ARBITRATION, but if there is any difference between the Cardholder Agreement and these Terms and Conditions, these Terms and Conditions control with respect to Ingo. You may do so by contacting 1-86-NETSPEND/1-86 or by visiting Terms and Conditions apply to Ingo and supplement the NetSpend Cardholder Agreement governing your use of the Card Account (the “Cardholder Agreement”). You must activate and register your Card Account with NetSpend Corporation (“NetSpend”) before you can use Ingo. In order to use Ingo, you must have an active Card Account that is (i) issued in your name, (ii) active, and (iii) eligible to be credited using Ingo. (“Bank”), a nationally chartered financial institution, and Ingo Money, Inc. Ingo is offered by First Century Bank, N.A. These Terms and Conditions (“Terms and Conditions”) govern your use of Mobile Check Load service as provided by Ingo Money (“Ingo”) to credit funds from checks to your NetSpend Card Account (“Card Account”).
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